Deudin vs Tricount
Deudin vs Tricount: the honest comparison
Tricount is genuinely free (bunq funds it), handles offline entry and converts currencies automatically — a strong pick, especially in Europe. Since the bunq acquisition, though, the rewritten app pushes bunq logins and upsells, users reported vanished tricounts and expenses during the migration, and CSV export was reportedly removed. Deudin is also free and offline-first, keeps currencies honest instead of converting them, asks nobody to create any account — and isn't a funnel into a bank.
For years Tricount was the low-friction option: make a tricount, share a link, done. That DNA is still there, and the price is right. What changed is the owner: bunq bought Tricount, rewrote the app, and the product now serves two masters — your group's expenses, and bunq's customer acquisition (a "free" card that auto-adds expenses, eSIM offers, account prompts).
The rewrite also cost real trust: users who updated found tricounts missing until they logged in, expenses that vanished on refresh, and features that quietly disappeared. Deudin's pitch is narrower and quieter: your group's ledger, no bank attached, working with or without signal.
Feature by feature
| Deudin | Tricount | |
|---|---|---|
| Price | Free — no ads, no upsells | Free — funded by bunq cross-sell |
| Works offline | Offline-first — read and write, syncs later | Offline entry with auto-sync |
| Accounts required | Never — for anyone | New app pushes bunq login |
| Multi-currency | Balances per currency, no forced conversion | Auto-converts into one currency |
| Receipt photos | No | Yes |
| Categories & insights | Free stats: by category, over time, paid vs share | Categories + monthly insights |
| Debt simplification | Yes, per currency | Yes |
| CSV export | Not yet (on the roadmap) | Reportedly removed in the new app |
| Splitwise import | Yes — balances match to the cent | Yes |
| Payment requests / card | No — payments recorded manually | bunq card + payment requests |
| Apps | Web + installable PWA, no app store | iOS, Android |
Facts checked July 2026. Tricount's feature set has been in flux since the bunq-era rewrite; the CSV-export removal is sourced from user reviews, not official docs.
Choose Deudin if…
- You don't want a bank's ecosystem wrapped around your group's expenses.
- Nobody in the group should ever be pushed to create an account.
- You want balances kept per currency — € stay €, $ stay $ — not converted at a rate nobody chose.
- You'd rather install from the browser than from an app store — or not install at all.
Tricount is the better choice if…
- You want automatic conversion into a single home currency.
- You attach photos of receipts to expenses.
- You already bank with bunq — the card integration auto-adds expenses.
- You prefer a native mobile app.
Questions, answered
Is Deudin free like Tricount?+
Yes — and without the ecosystem: no card offers, no eSIM upsells, no bank login. No ads either.
Does Deudin convert currencies like Tricount does?+
No, deliberately. Deudin keeps balances per currency, so nobody's debt silently changes with an exchange rate. You settle each currency on its own terms.
Does Deudin work offline like Tricount?+
Yes — further, actually: Deudin is offline-first by architecture. Reading and writing both work with no connection; changes sync when the signal returns.
Can I move from Tricount to Deudin?+
Not automatically today — Deudin imports Splitwise CSVs, and the new Tricount app reportedly lost its export. For an active tricount, the practical path is to start the group fresh in Deudin and record the current net balances as opening entries.
What does Tricount have that Deudin doesn't?+
Receipt photos, automatic currency conversion, payment requests, the bunq card integration, and native apps. If those matter more to you than staying account-free, Tricount is a fine choice.
Your group's ledger. No bank attached.
Create a group in ten seconds — your friends can join later, or never.