Deudin vs Splid
Deudin vs Splid: the honest comparison
Splid is philosophically the closest app to Deudin: fully offline groups, members are just names, no sign-up. Its gaps are the web — there is no web version, the top user request — plus non-real-time sync that can leave devices disagreeing, and paid unlocks for unlimited groups (iOS) and Excel export. Deudin shares the no-accounts, offline philosophy and adds what Splid lacks: it runs anywhere a browser runs, syncs in real time, and everything is free.
If you've used Splid on a trip, you already understand Deudin's worldview: the group's ledger should work in airplane mode, and your uncle shouldn't need an account to owe you money. Splid proved that model in the travel niche — natively, on iOS and Android.
Deudin takes the same model to the platform Splid skipped: the web. There's nothing to install unless you want to (it's an installable PWA), the laptop is as first-class as the phone, and sync is real-time — the two-devices-two-truths problem Splid users report doesn't have room to happen.
Feature by feature
| Deudin | Splid | |
|---|---|---|
| Price | Free — everything | Free core; ≈ $4.99 one-time unlock (unlimited groups on iOS, Excel export) |
| Works offline | Offline-first — read and write | Yes — fully offline groups |
| Accounts required | Never — for anyone | No sign-up — members are names, join by code |
| Web version | Yes — it's web-native, plus installable PWA | No — iOS and Android only |
| Sync | Real-time across devices | Not real-time; device discrepancies reported |
| Multi-currency | Balances per currency, no forced conversion | 150+ currencies with automatic conversion |
| Multiple payers | Yes, first-class | Yes |
| Debt simplification | Yes, per currency | Yes — payment minimization |
| Charts & stats | Yes, free | No |
| Export | Not yet (on the roadmap) | PDF and Excel — paid unlock |
| Splitwise import | Yes — balances match to the cent | No |
Facts checked July 2026 against Splid's App Store listing and user reviews.
Choose Deudin if…
- Someone in the group lives on a laptop — Splid has no web version at all.
- You want everyone's device showing the same numbers, now — sync is real-time.
- You want per-currency balances instead of automatic conversion.
- You want spending stats, or you're importing an old group from Splitwise.
Splid is the better choice if…
- You want a native iOS/Android app rather than a web app.
- You need PDF or Excel export today.
- You want automatic conversion across 150+ currencies.
- Your group already runs on Splid and it works — switching has a cost too.
Questions, answered
Both work without accounts — what's actually different?+
The platform and the sync. Splid is native mobile with no web version and non-real-time sync; Deudin is web-native (works on any device with a browser, installable as a PWA) with real-time sync.
Can I use Deudin without installing anything?+
Yes — that's the default. Open it in a browser and it works. "Add to Home Screen" is optional and gets you an icon, a standalone window, offline and push.
How does Deudin handle currencies vs Splid?+
Splid converts everything using exchange rates. Deudin keeps each currency separate and you settle per currency — no rate nobody agreed on.
Can I move a Splid group into Deudin?+
Not automatically — Splid's export is PDF/Excel and Deudin's importer reads Splitwise CSVs. The practical path: record your current net balances as opening entries in a new Deudin group.
The offline, no-accounts model — now with a web version.
Create a group in your browser right now. Nothing to install, nobody to sign up.